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Capture flood damage photos on-site with the mobile photo documentation app. It streamlines the process of collecting visual evidence for your inspection report.
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Flood Damage Inspection Report
Assess flood damage and mold risk with this comprehensive inspection report template. Document damaged areas, damage types, severity, and mold risk assessment.
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The full inspection cycle — in one service
Take photos of the object in the mobile app, complete the inspection report from the template, and download the finished photo report as Word or PDF.
Inspection report
Complete the document from this template: sections, fields, photo documentation, and signatures.
Photo Report Generator
Use the photo report generator to easily add and organize photos of flood damage. It helps create a visual record that supports your inspection findings.
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Document Preview
Review the structure, sections, and fields before proceeding to fill out the document.
Flood Damage Inspection Report
No.FDI-2026-0018
1. General Information
The general information about the inspection, including the date, location, and purpose, is provided below.
| Inspection date | 7/14/2026 | Address | 45 Harbor Boulevard, Miami, FL 33101 |
| Basis for inspection | Insurance claim after flood event |
Expert Maria Garcia , Flood Damage Inspector
The inspection was conducted in accordance with the applicable regulations and standards.
2. Object of Inspection
The inspected residential buildings are identified by their addresses and construction characteristics.
| Object type | Residential Building | Object name | Harbor Boulevard Residence |
| Technical condition | not filled in |
The buildings were inspected in their entirety, including all accessible areas.
3. Inspection Conditions
The overall condition of the buildings, including structural elements, facades, and common areas, was assessed.
Inspection conditions are not selected.
The condition of the buildings is generally satisfactory, with some minor wear and tear noted.
4. Flood Damage
List each flood-damaged area, describing the element, defect type, location, extent, and recommended repair.
| No. | Damage description | Photos |
|---|---|---|
| 1 | - 80 | not filled in |
| 2 | - 60 | not filled in |
6. Additional Information
Provide an overall damage severity summary and recommended actions.
| Identification was carried out | Claim ID: INS-2026-0789 |
| There are remarks | Significant water damage in basement. Mold risk assessed as high. |
7. Inspection Participants
Record the names and roles of the inspector, client, and other participants.
| No. | Full name | Position / status | Comment |
|---|---|---|---|
| 1 | Maria Garcia | Flood Damage Inspector | Lead inspector |
| 2 | Carlos Rivera | Property Owner | Present during inspection |
Signatures
Capture signatures of the inspector and client to confirm the report.
______________________________
Maria Garcia, Flood Damage Inspector
______________________________
Maria Garcia
______________________________
Carlos Rivera
Report
Purpose and Procedure for Drafting the Document
What is a Flood Damage Inspection Report?
A flood damage inspection report is a document that assesses the damage caused by flooding and evaluates the risk of mold growth. It includes detailed damage assessment, mold risk evaluation, and recommendations.
Who Uses This Report?
Inspectors, insurance adjusters, property owners, and remediation contractors use this report to document flood damage, support claims, and plan restoration.
Key Sections of the Report
The template includes sections for inspection information, damage assessment, mold risk assessment, summary and recommendations, and signatures. Each section captures essential data for a thorough flood damage evaluation.
Insurance Claims
Insurance adjusters use this report to assess flood damage and process claims for property owners.
Property Transfer
When a flood-damaged property is sold, this report provides potential buyers with a clear picture of the damage and required repairs.
Remediation Planning
Restoration contractors rely on the report to plan and prioritize repair work based on the documented damage.
Mold Risk Management
The mold risk assessment section helps property owners understand and mitigate the risk of mold growth after flooding.
Legal Disputes
In case of disputes over flood damage, this report serves as an official record of the inspection findings.
Internal Records
Property owners and managers keep this report for their records to track the condition of the building after a flood.
- 1
Emergency Assessment
Conduct an initial assessment to identify immediate safety hazards and the extent of flooding.
- 2
Detailed Inspection
Perform a thorough inspection of all affected areas, documenting damage and moisture levels.
- 3
Damage Report
Compile findings into the report, including photos and mold risk assessment.
- 4
Insurance Submission
Submit the completed report to the insurance company for claim processing.
Photo Report Generator
Use the photo report generator to easily add and organize photos of flood damage. It helps create a visual record that supports your inspection findings.
Create Photo ReportMobile Photo Documentation App
Capture flood damage photos on-site with the mobile photo documentation app. It streamlines the process of collecting visual evidence for your inspection report.
Mobile AppDocument Sections
Click a section to jump to it in the sample document.
General Information
The general information about the inspection, including the date, location, and purpose, is provided below.
Object of Inspection
The inspected residential buildings are identified by their addresses and construction characteristics.
Inspection Conditions
The overall condition of the buildings, including structural elements, facades, and common areas, was assessed.
Flood Damage
List each flood-damaged area, describing the element, defect type, location, extent, and recommended repair.
Mold Risk Assessment
Assess mold risk by recording visible mold, moisture levels, and risk level.
Additional Information
Provide an overall damage severity summary and recommended actions.
Inspection Participants
Record the names and roles of the inspector, client, and other participants.
Signatures
Capture signatures of the inspector and client to confirm the report.
Document Fields and Columns
General Information
- Inspection date
- Date when the flood damage inspection was performed.
- Address
- Address of the property affected by flood.
- Basis for inspection
- Reason or trigger for the inspection, such as insurance claim or property transfer.
- Expert
- Name or qualification of the specialist conducting the inspection.
Object of Inspection
- Object type
- Type of building entity, e.g., residential or commercial.
- Object name
- Name or identifier of the inspected building.
- Technical condition
- Current overall technical condition of the building.
Flood Damage
- No.
- Sequential number for each damage entry.
- Element
- Building element or area affected by flood.
- Defect
- Type of damage, e.g., water damage, structural damage.
- Localization
- Specific location of the damage within the element.
- Volume
- Extent or quantity of damage, e.g., area in square meters.
- Unit
- Unit of measurement for the volume.
- Damage description
- Detailed description of the damage.
- Photos
- Photographs documenting the damage.
- Repair
- Recommended repair action for the damage.
Mold Risk Assessment
- No.
- Sequential number for each mold risk entry.
- Element
- Area or component where mold risk is assessed.
- Defect
- Type of mold or moisture issue.
- Description of hidden defects
- Description of mold visibility and risk.
- Photos
- Photos of visible mold or moisture.
Inspection Participants
- No.
- Sequential number for each participant.
- Full name
- Full name of the participant.
- Position / status
- Role or title of the participant.
- Comment
- Additional notes about the participant's involvement.
Frequently Asked Questions about Photo Reports and Photo Tables
What is a flood damage inspection report?
A flood damage inspection report is a document that assesses the damage caused by flooding and evaluates the risk of mold growth. It includes detailed damage assessment, mold risk evaluation, and recommendations.
Who typically uses this report?
Inspectors, insurance adjusters, property owners, and remediation contractors use this report to document flood damage and support claims.
What sections are included in the template?
The template includes sections for inspection information, damage assessment, mold risk assessment, summary and recommendations, and signatures.
Can I assess mold risk in this report?
Yes, the template includes a dedicated mold risk assessment section where you can record visible mold, moisture levels, and risk level.
Is this template suitable for insurance claims?
Yes, the report provides detailed documentation that insurance adjusters can use to assess flood damage and process claims.
How do I start using this template?
Simply click 'Use this template' to open it in the online editor. You can then fill in the details, add photos, and generate a professional flood damage inspection report.
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